Monday 17 December 2007
Reduce Your Mortgage Payments!
As a property investor, your biggest costs are your mortgage payments. What if you could reduce them by 30%, 50% or even more?
Find out more at http://www.maverick-investor.com/mcm
Saturday 8 December 2007
Six Powerful Investment Strategies for 2008
Maverick Investors are always planning ahead, looking out for the next big opportunities coming down the pipe. The turn of the year is a particularly powerful time to take stock, and start making decisions about the direction to take in the New Year.
There’s a phrase that I think about often, and particularly at this time of year –
"If you keep on doing what you’re doing, then you’ll keep on getting what you’re getting"
This serves as a powerful reminder – if you don’t like what you’re getting, the only way you’ll change that is by changing what you’re doing! It seems obvious, but look around you, and see how many people clearly never think about this simple truth.
So, what powerful strategies do you, as a Maverick Investor, have to hand for 2008? Here, in no particular order, are my current Top Six. To make sure all tastes are covered, there are two from the property investment world, two from the online business world, and two from the stock markets.
These are just introductions to the concepts. In later articles, I’ll go into each one in a lot more depth.
BMV Property Investing
BMV stands for Below Market Value. There is a niche in the property investing game in which investors never pay full market price for a house or apartment.
Now, there are lots of reasons why properties are made available for below market value prices, and there are many methods of tracking these bargain properties down. By far the richest source, though, is the motivated seller.
A motivated seller is one who is in some sort of difficulty, and needs to off-load their property quickly. They may be struggling with debt. They may be facing repossession or foreclosure (depending on which side of the Atlantic they’re on!). They may be recently bereaved. You get the picture.
You can genuinely help these people by buying their properties at a significant discount and, at the same time, digging them out of whichever hole they find themselves in. It can be a very satisfying way to make a living in property.
Lease Options
Once you own a property, and assuming you want to keep it, rather than sell it on, then you need to make money from it, and you’d typically do this by renting it out to a tenant. The rent covers the mortgage, with perhaps a bit left over for repairs and so on, but it’s rare, at least in the UK, for a landlord to make any significant monthly cashflow.
A solution to this is to utilise lease options, a technique also known as rent-to-buy, or rent-to-own.
Basically, you give your tenants the option to buy the property from you within a set time. In return, they pay you a deposit of 3% - 5% of the value of the property when they move in, plus they pay about 20% on top of the rent every month.
Your cashflow thereby goes from virtually non-existent to pretty amazing! Plus, you have tenants who pay on time and love you for helping them out! A true win-win!
Network Marketing
In the online business world, little is more powerful than network marketing.
Yes, it did get something of a bad name in the 80s and 90s. Huge network marketing companies like Amway have fantastic products, but you were always encouraged to make a long list of all your friends and family, and then go out and sell to them. Which is a very swift way of losing friends and family!
The Internet makes it possible – easy, even – to connect with many, many more people a lot faster (and we’re NOT talking about spam here!). If you’re offering a great product and tons of value, the power of the network does all the hard work for you.
Affiliate Marketing
So you want an online business, but you don’t have a product to offer? Not a problem!
All you need to do is track down products offered by others – good products, of course, and preferably ones you use yourself – and become an affiliate. All this means is that you become a seller for the product owner and earn a commission on every sale.
Many online sales to your network of one good product can produce a very good passive income stream. Many sales on several good products can be even better.
If you want to start investigating this one right away, go and explore www.clickbank.com
Volatility Trading
The biggest myth in stock market trading is that some people can predict the direction of a market, or of an individual stock, with consistent accuracy.
That’s not true!
How would you like to discover a way to trade which allows you to make regular and significant amounts of tax-free profits on large stock moves – regardless of whether that move is up or down?
This is perfectly feasible with volatility trading, and we’ll tell you more in a future article.
Covered Calls
Did you know you can rent your shares out, in a very similar way to renting real estate?
Call options are a speculators dream, but they can be quite risky. However, if you are the option writer or seller, then what you’re doing is selling options to the speculators, and effectively collecting from them a monthly rent for the shares you own.
This is a very low-risk activity that returns almost unbelievable yields. You can comfortably expect in the region of 3% to 6% a month using these strategies – and better yet, it will take you about 1-3 hours a month to run.
So, if you have $100,000 stock portfolio, or $100,000 to invest, this one strategy alone could bring you $3-6,000 a month – and your $100,000 will stay intact! Did your ‘financial freedom figure’ just go down a few notches?
Whether you're interested in stocks, real estate or online business, now is the time to decide which direction your wealth-creation activities will take now.
The next six articles in this series will cover each of the above strategies in depth. In the meantime, feel free to check out the resources available to you at www.maverick-investor.com
There’s a phrase that I think about often, and particularly at this time of year –
"If you keep on doing what you’re doing, then you’ll keep on getting what you’re getting"
This serves as a powerful reminder – if you don’t like what you’re getting, the only way you’ll change that is by changing what you’re doing! It seems obvious, but look around you, and see how many people clearly never think about this simple truth.
So, what powerful strategies do you, as a Maverick Investor, have to hand for 2008? Here, in no particular order, are my current Top Six. To make sure all tastes are covered, there are two from the property investment world, two from the online business world, and two from the stock markets.
These are just introductions to the concepts. In later articles, I’ll go into each one in a lot more depth.
BMV Property Investing
BMV stands for Below Market Value. There is a niche in the property investing game in which investors never pay full market price for a house or apartment.
Now, there are lots of reasons why properties are made available for below market value prices, and there are many methods of tracking these bargain properties down. By far the richest source, though, is the motivated seller.
A motivated seller is one who is in some sort of difficulty, and needs to off-load their property quickly. They may be struggling with debt. They may be facing repossession or foreclosure (depending on which side of the Atlantic they’re on!). They may be recently bereaved. You get the picture.
You can genuinely help these people by buying their properties at a significant discount and, at the same time, digging them out of whichever hole they find themselves in. It can be a very satisfying way to make a living in property.
Lease Options
Once you own a property, and assuming you want to keep it, rather than sell it on, then you need to make money from it, and you’d typically do this by renting it out to a tenant. The rent covers the mortgage, with perhaps a bit left over for repairs and so on, but it’s rare, at least in the UK, for a landlord to make any significant monthly cashflow.
A solution to this is to utilise lease options, a technique also known as rent-to-buy, or rent-to-own.
Basically, you give your tenants the option to buy the property from you within a set time. In return, they pay you a deposit of 3% - 5% of the value of the property when they move in, plus they pay about 20% on top of the rent every month.
Your cashflow thereby goes from virtually non-existent to pretty amazing! Plus, you have tenants who pay on time and love you for helping them out! A true win-win!
Network Marketing
In the online business world, little is more powerful than network marketing.
Yes, it did get something of a bad name in the 80s and 90s. Huge network marketing companies like Amway have fantastic products, but you were always encouraged to make a long list of all your friends and family, and then go out and sell to them. Which is a very swift way of losing friends and family!
The Internet makes it possible – easy, even – to connect with many, many more people a lot faster (and we’re NOT talking about spam here!). If you’re offering a great product and tons of value, the power of the network does all the hard work for you.
Affiliate Marketing
So you want an online business, but you don’t have a product to offer? Not a problem!
All you need to do is track down products offered by others – good products, of course, and preferably ones you use yourself – and become an affiliate. All this means is that you become a seller for the product owner and earn a commission on every sale.
Many online sales to your network of one good product can produce a very good passive income stream. Many sales on several good products can be even better.
If you want to start investigating this one right away, go and explore www.clickbank.com
Volatility Trading
The biggest myth in stock market trading is that some people can predict the direction of a market, or of an individual stock, with consistent accuracy.
That’s not true!
How would you like to discover a way to trade which allows you to make regular and significant amounts of tax-free profits on large stock moves – regardless of whether that move is up or down?
This is perfectly feasible with volatility trading, and we’ll tell you more in a future article.
Covered Calls
Did you know you can rent your shares out, in a very similar way to renting real estate?
Call options are a speculators dream, but they can be quite risky. However, if you are the option writer or seller, then what you’re doing is selling options to the speculators, and effectively collecting from them a monthly rent for the shares you own.
This is a very low-risk activity that returns almost unbelievable yields. You can comfortably expect in the region of 3% to 6% a month using these strategies – and better yet, it will take you about 1-3 hours a month to run.
So, if you have $100,000 stock portfolio, or $100,000 to invest, this one strategy alone could bring you $3-6,000 a month – and your $100,000 will stay intact! Did your ‘financial freedom figure’ just go down a few notches?
Whether you're interested in stocks, real estate or online business, now is the time to decide which direction your wealth-creation activities will take now.
The next six articles in this series will cover each of the above strategies in depth. In the meantime, feel free to check out the resources available to you at www.maverick-investor.com
Wednesday 5 December 2007
What is BMV Real Estate Investing?
Last post, I mentioned something that Maverick Investors do in the property / real estate market - something known here as buying BMV, or Below Market Value. There is a relatively small, specialist group of property investors in the UK who specialise in finding, investing in, and passing on BMV property deals.
Why?
Because the profit in any property deal is not, as you may think, in the sale of the property. It's in the purchase. And because most of us enjoy helping people to move on in life, and making a good living in the process.
Listen - you can go into any real estate agent today and pick up a property at market value. You can then let it out and, since the UK property market has averaged 8-10% growth per year for the past half-century or so, you can just watch and wait while it grows in value over time. And there's nothing wrong with that - it's just a bit slow, plus, you're potentially exposed to any correction in the market.
What we do instead, as Maverick Investors, is buy properties at 10%, 15%, 20% or even more below market value. This has a number of advantages...
- We immediately have equity in the property, without having to wait.
- If we can find a property at 15% BMV, and we buy it using a particular technique, then we need no deposit!
- If we can find a property at 18% BMV, then we need no deposit and our costs are covered, too! It's a true No Money Down deal!
- If we can find a property at greater than 18% BMV, we not only need no deposit and our costs are covered, but we also get cash out on completion! How cool is that?
- Finally, we have a nice equity cushion in case the market does drop at all.
If you're wondering how to get in on some of these deals, you can subscribe to the twice-monthly Property Bargains Bulletin from the same site - The Property Man. It'll cost you less than a pub lunch a month; you'll get access to 16-24 red-hot deals every month; and you are free to cancel at any time. We've been in operation for nearly three years, and the Bulletin is the only specialist BMV publication of it's kind.
If you want to know more about the exact techniques we use to find BMV properties, to buy them with no money down, to get cash out on completion, and then to use that cash to do it all again, then I'm running a seminar in March in Central London, and I would highly recommend you get yourself along to it. Check out www.ultimate-property-investment.com for full details.
I personally aimed to complete a property deal a month this year. I'm currently running a deal behind and, in a post or two's time, I'll take you through one or two of my recent deals to show you where they came from, how I structured them, where the profit is and where the cashflow is coming from.
Until then, happy investing!
Rob
www.maverick-investor.com
Monday 3 December 2007
An Introduction to Maverick Investing
The investment industry is huge, and it largely remains so by keeping you in the dark!
Think about it - there are thousands of investment houses out there, employing hundreds of thousands of analysts, traders, agents, sales people and back office staff. if there really are investment methods out there which require little of your time, no special equipment, no lengthy training and pose minimal risk, and that you could manage yourself, from home, do you really think the investment industry would let you know about them? Of course not!
Experts have their place, of course, but the investment industry wants you to believe that they are vital, and your only route to smart investment strategies.
That simply isn't true.
Maverick Investors specialise in seeking out non-standard, little-known investment routes. They don't believe that investment is necessarily 'difficult', or that it should be left entirely in the hands of 'experts'.
Let's take a look at a couple of examples of what a Maverick Investor might be doing, even as you read this post.
Example 1 - Covered Call Options. It would take too long to explain this in depth, but it's a bit like renting out the stock you own for a monthly income. Is it safe? Well, it's allowed within your 401k, so the US government certainly think it is! Does it require huge expertise? No! You need to know how to do it, of course, but you can learn that in a day. From then on, it'll take you two or three hours a month to implement. Is it worth it? Well, that depends on your criteria. However, you can safely expect to make a return of between 3% and 6% a month if done correctly - and that's way more than any bank or brokerage house will offer you!
Example 2 - Online Businesses. If you've ever tried (or are trying right now) to find a way to make money online, you'll probably know it to be a frustrating, time-consuming, and ultimately fruitless task. And yet, and yet....there are some people out there who are making consistent fortunes on the Internet, day in, day out, without working that hard for it. In fact, I know a guy who is consistently making $100,000 a month in what he would class as a largely passive income, i.e. he does very little, if anything, to 'earn' it. So, what's the difference between him and you (apart from that income figure!)? The difference is, he has a largely automated system, and a way of thinking strategically, that puts him streets ahead. That's the bad news. The good news is, he'll teach you all he knows, and he won't charge you a fortune for it!
Example 3 - Volatility Trading. The biggest stock market myth is the idea that some people can consistently predict the direction of a given market or stock with a high degree of accuracy over an extended period of time - years, say. It's not true. Nobody has that ability. However, what if you had a technique where you could a) predict which stocks are due for a large move, b) predict, with some accuracy (a matter of days), when this large move is likely to take place and c) position yourself in the market so you would make money on that move regardless of which direction the move took. Wouldn't that transform your investment performance in the stock market? Well, there is such a technique, and it's there for the taking.
Example 4 - Below Market Value Real Estate. In the realm of real estate investing, what sort of a difference would it make if you could consistently buy property without using any of your own money, and instantly turn those properties into money-generating cash cows? How many would you need in order to give up your job and be a full-time Maverick Investor? Not many, let me tell you! And yet there are no real estate brokers out there who will show you how to buy houses and apartments 10%, 20%, 30% and more below their retail value. I wonder why?
Now, there's way too much hype around on the Internet for me to want to add to it in any way at all. So let's just back off a little way and put some of the above examples together in a very conservative 'what if' scenario.
What if you already have a $50,000 stock portfolio - by implementing a covered call strategy, you could be making 3% a month on that, giving you an income of $1,500 a month for a couple of hours work, and leave your portfolio largely untouched. And what if you were able to plug into an online business system that is generating one man $100,000 a month, and what if it 'only' made you 1% of that - that's still another $1,000 a month in largely passive income.
Using just two of the four examples above, and taking super-conservative estimates, you're already up to $2,500 a month for very little extra effort.
This is the power of the Maverick Investor!
Until Next Time - Happy Investing!
Rob Best
www.maverick-investor.com
Think about it - there are thousands of investment houses out there, employing hundreds of thousands of analysts, traders, agents, sales people and back office staff. if there really are investment methods out there which require little of your time, no special equipment, no lengthy training and pose minimal risk, and that you could manage yourself, from home, do you really think the investment industry would let you know about them? Of course not!
Experts have their place, of course, but the investment industry wants you to believe that they are vital, and your only route to smart investment strategies.
That simply isn't true.
Maverick Investors specialise in seeking out non-standard, little-known investment routes. They don't believe that investment is necessarily 'difficult', or that it should be left entirely in the hands of 'experts'.
Let's take a look at a couple of examples of what a Maverick Investor might be doing, even as you read this post.
Example 1 - Covered Call Options. It would take too long to explain this in depth, but it's a bit like renting out the stock you own for a monthly income. Is it safe? Well, it's allowed within your 401k, so the US government certainly think it is! Does it require huge expertise? No! You need to know how to do it, of course, but you can learn that in a day. From then on, it'll take you two or three hours a month to implement. Is it worth it? Well, that depends on your criteria. However, you can safely expect to make a return of between 3% and 6% a month if done correctly - and that's way more than any bank or brokerage house will offer you!
Example 2 - Online Businesses. If you've ever tried (or are trying right now) to find a way to make money online, you'll probably know it to be a frustrating, time-consuming, and ultimately fruitless task. And yet, and yet....there are some people out there who are making consistent fortunes on the Internet, day in, day out, without working that hard for it. In fact, I know a guy who is consistently making $100,000 a month in what he would class as a largely passive income, i.e. he does very little, if anything, to 'earn' it. So, what's the difference between him and you (apart from that income figure!)? The difference is, he has a largely automated system, and a way of thinking strategically, that puts him streets ahead. That's the bad news. The good news is, he'll teach you all he knows, and he won't charge you a fortune for it!
Example 3 - Volatility Trading. The biggest stock market myth is the idea that some people can consistently predict the direction of a given market or stock with a high degree of accuracy over an extended period of time - years, say. It's not true. Nobody has that ability. However, what if you had a technique where you could a) predict which stocks are due for a large move, b) predict, with some accuracy (a matter of days), when this large move is likely to take place and c) position yourself in the market so you would make money on that move regardless of which direction the move took. Wouldn't that transform your investment performance in the stock market? Well, there is such a technique, and it's there for the taking.
Example 4 - Below Market Value Real Estate. In the realm of real estate investing, what sort of a difference would it make if you could consistently buy property without using any of your own money, and instantly turn those properties into money-generating cash cows? How many would you need in order to give up your job and be a full-time Maverick Investor? Not many, let me tell you! And yet there are no real estate brokers out there who will show you how to buy houses and apartments 10%, 20%, 30% and more below their retail value. I wonder why?
Now, there's way too much hype around on the Internet for me to want to add to it in any way at all. So let's just back off a little way and put some of the above examples together in a very conservative 'what if' scenario.
What if you already have a $50,000 stock portfolio - by implementing a covered call strategy, you could be making 3% a month on that, giving you an income of $1,500 a month for a couple of hours work, and leave your portfolio largely untouched. And what if you were able to plug into an online business system that is generating one man $100,000 a month, and what if it 'only' made you 1% of that - that's still another $1,000 a month in largely passive income.
Using just two of the four examples above, and taking super-conservative estimates, you're already up to $2,500 a month for very little extra effort.
This is the power of the Maverick Investor!
Until Next Time - Happy Investing!
Rob Best
www.maverick-investor.com
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